Cost of living in Saint Etienne France

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    Written by Sam Mitchell

    05.06.2024

    AspectSummary
    HousingRenting an apartment in Saint Etienne can range from 500-1000 EUR per month depending on the size and location. Buying property is also relatively affordable compared to other cities in France.
    FoodGroceries are moderately priced in Saint Etienne. Eating out at restaurants can range from 10-30 EUR per person for a meal.
    TransportationPublic transportation is efficient and affordable in Saint Etienne, with monthly passes costing around 30-50 EUR. Gasoline prices are higher compared to other countries.
    UtilitiesBasic utilities such as electricity, heating, cooling, water, and garbage services can cost around 150-200 EUR per month for a small apartment.
    HealthcareHealthcare in France is known for its high quality and accessibility. Expats in Saint Etienne can access healthcare through the public system with a social security number.
    EducationPublic education in Saint Etienne is free for children between the ages of 3 and 16. There are also options for private and international schools for expat families.
    EntertainmentEntertainment options in Saint Etienne include cinemas, theaters, museums, and outdoor activities. Prices for entertainment vary, with tickets to events and shows typically costing between 10-30 EUR.
    TaxesIncome tax rates in France can be high, with progressive tax rates ranging from 0% to 45%. Expats should also be aware of property taxes and social security contributions.

    Starting with housing, the cost of rent in Saint Etienne can vary depending on the area you choose to live in. On average, a one-bedroom apartment in the city center can cost around 500-600 euros per month, while a similar apartment outside the city center may be slightly cheaper at around 400-500 euros per month. If you're looking to purchase a property, the average price per square meter in Saint Etienne is around 1,500-2,000 euros in the city center and 1,000-1,500 euros outside the city center. When it comes to groceries, the cost of living in Saint Etienne can also be influenced by food prices. For example, a loaf of bread may cost around 1-2 euros, a dozen eggs around 2-3 euros, and a kilogram of local cheese around 10-15 euros. Dining out can also vary in price, with a meal at an inexpensive restaurant costing around 10-15 euros, and a three-course meal for two at a mid-range restaurant costing around 40-50 euros. Overall, the cost of living in Saint Etienne can be affordable for those on a budget, but it's important to keep in mind prices can fluctuate depending on the area and lifestyle choices.

    Housing Expenses in Saint Etienne

    When it comes to housing expenses in Saint Etienne, you can expect to pay around €500 to €800 per month for a one-bedroom apartment in the city center. If you choose to live outside of the city center, prices can drop to around €400 to €600. Keep in mind that prices can vary depending on the size of the apartment, the neighborhood, and the condition of the building. Some examples of neighborhoods with lower housing prices include Bellevue and Montreynaud, while more expensive areas include Bellevue and Carnot. In addition to rent, you may also have to consider other housing expenses such as utilities, internet, and maintenance costs. On average, utilities for a medium-sized apartment can cost around €150 per month. Internet can cost around €30 per month, and maintenance costs can vary depending on the age and condition of the building. It's important to budget for these additional expenses when calculating your total housing costs in Saint Etienne.

    Transportation Costs in Saint Etienne

    Transportation costs in Saint Etienne can vary depending on how you choose to get around the city. Public transportation is a popular option, with a single ticket for the tram or bus costing around €1.50. If you plan on using public transportation regularly, it may be more cost-effective to purchase a monthly pass, which typically costs around €42. For those who prefer using a taxi, the starting rate is usually around €2.50 with an additional €1.50 for each kilometer traveled. Renting a bike is another option for getting around Saint Etienne, with prices typically starting at around €1 for 30 minutes. If you're a frequent traveler or need to commute to neighboring cities, you may find that owning a car is more convenient. However, keep in mind that there are additional costs to consider, such as fuel prices, parking fees, and maintenance expenses. On average, gasoline prices in Saint Etienne are around €1.40 per liter. Parking in the city center can range from €1 to €2 per hour, depending on the location. Additionally, car insurance and maintenance costs can add up over time. Overall, determining the most cost-effective transportation option in Saint Etienne will depend on your personal needs and preferences.

    Food and Grocery Prices in Saint Etienne

    When it comes to food and grocery prices in Saint Etienne, you can definitely find some good deals if you know where to look. The local markets offer a wide variety of fresh fruits, vegetables, cheeses, and meats at reasonable prices. For example, you can buy a kilo of tomatoes for around 2 euros or a wheel of brie for about 4 euros. If you prefer to shop at supermarkets, you'll find that staples like pasta, bread, and milk are also quite affordable. A loaf of bread costs around 1 euro, a liter of milk is about 1.20 euros, and a kilo of pasta can be purchased for less than 2 euros. On the flip side, some specialty items or imported products can be on the pricier side in Saint Etienne. For instance, a box of imported cereal or a jar of peanut butter can cost significantly more than their French counterparts. However, if you stick to buying locally-produced items and shop around for the best deals, you can easily manage your grocery budget in Saint Etienne. Additionally, dining out in the city can vary in price depending on where you go. You can find a budget-friendly meal at a local bistro for around 10-15 euros, while a three-course meal at a more upscale restaurant may cost you closer to 30-40 euros.

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    Entertainment and Leisure Costs in Saint Etienne

    Entertainment and leisure costs in Saint Etienne can vary depending on what you like to do. Going to the movies can set you back about 10 euros for a ticket, while a meal at a mid-range restaurant might cost you around 15-20 euros. If you're into sports, joining a gym can range from 20-40 euros per month, or you can always opt for outdoor activities like hiking in the nearby mountains for free. If you're more of a party animal, a night out at a bar or club might cost you around 5-10 euros for a drink. If you're looking for cultural activities, visiting a museum in Saint Etienne can cost between 5-10 euros for a ticket. The city also hosts various events and festivals throughout the year, some of which are free to attend. If you're a music lover, catching a concert at a local venue can range from 15-30 euros depending on the artist. Overall, Saint Etienne offers a mix of affordable and higher-end entertainment options, so you can always find something to fit your budget.

    Healthcare Expenses in Saint Etienne

    Healthcare expenses in Saint Etienne can vary depending on the type of coverage you have. If you are enrolled in the French social security system, known as La Sécurité Sociale, you can expect routine doctor's visits and most medical procedures to be covered. However, there are still out-of-pocket costs, such as copayments for prescriptions and certain medical treatments. Private health insurance is also common in France, offering more comprehensive coverage for those willing to pay a monthly premium. Dental and vision care are usually not covered by basic health insurance plans, so additional costs may apply for those services. Emergency services in Saint Etienne, such as trips to the hospital or urgent care facilities, may incur additional expenses. While emergency services are generally covered by social security, extra charges can apply for things like ambulance rides or specialized treatments. Additionally, certain medical specialists may charge higher fees, which may require supplemental insurance coverage or out-of-pocket payments. It's important to familiarize yourself with the French healthcare system and your coverage options to ensure you are prepared for any unexpected healthcare expenses that may arise during your time in Saint Etienne.

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    Cost of Education in Saint Etienne

    The cost of education in Saint Etienne varies depending on the level of schooling you're looking at. For example, public preschools (maternelle) are typically free for children aged three to six years old. Public elementary and middle schools (école élémentaire and collège) are also free, while public high schools (lycée) may offer some optional paid activities or services. Private schools, on the other hand, can be more expensive and tuition fees can range from a few hundred to several thousand euros per year. Additionally, university tuition in France is relatively low compared to other countries, with an average cost of around 170 euros per year for undergraduate programs. However, keep in mind that there may be additional fees for books, supplies, and other expenses. When it comes to higher education, Saint Etienne is home to several institutions offering a variety of programs and courses at different price points. For example, Université Jean Monnet Saint Etienne is a public university that offers affordable tuition rates for both French and international students. On the other hand, private institutions like Mines Saint Etienne may have higher tuition fees for specialized programs such as engineering. It's also worth noting that student discounts and financial aid options are available to help offset the cost of education, whether it's through scholarships, grants, or student loans. Overall, the cost of education in Saint Etienne can be manageable with careful planning and budgeting.

    Utilities and Communication Costs in Saint Etienne

    When it comes to utilities in Saint Etienne, you can expect to pay around 150 euros per month for electricity, heating, and water in a typical two-bedroom apartment. This cost can vary depending on your usage habits, but it's a good estimate to keep in mind when planning your budget. Internet and cable TV services are also available in the city, with prices averaging around 30 euros per month for a basic package. As for communication costs, having a mobile phone plan in Saint Etienne will set you back around 20-30 euros per month, depending on the data and calling minutes included in your plan. If you want to add home phone service to your plan, you can expect to pay an additional 10-15 euros per month. Overall, staying connected in Saint Etienne won't break the bank, but it's important to shop around for the best deals to make sure you're getting the most for your money.

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    Overall Comparison of Cost of Living in Saint Etienne

    When comparing the cost of living in Saint Etienne, it's clear that housing is one of the biggest expenses. Rent for a one-bedroom apartment in the city center can range from about €400 to €700 per month, while outside the city center, it can be slightly cheaper, ranging from €300 to €600. Utilities such as electricity, heating, cooling, water, and garbage can add an extra €100 to €200 per month on top of rent. If you're looking to purchase a home, prices can vary greatly depending on the neighborhood, with prices ranging from €1,500 to €3,500 per square meter. Another significant cost in Saint Etienne is transportation. Monthly public transportation passes can range from €30 to €60, depending on the type of pass and the number of zones you need to travel in. If you prefer to drive, keep in mind that gasoline prices in France are relatively high compared to other countries in Europe, with prices averaging around €1.50 per liter. Additionally, if you need to park your car in the city center, parking fees can add up quickly, ranging from €1.20 to €2 per hour. Overall, these costs can really impact your budget if you rely on transportation to get around the city.

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