Cost of Living in Derry, Ireland

main image

Written by Kittenproperties



Are you considering a move to Derry, Ireland and want to know more about the cost of living in this charming city? Look no further! In this guide, we'll dive into the costs associated with everyday needs, including rent, buying property, transportation, and more. By the end, you'll have a clear idea of whether Derry is the right choice for your budget and lifestyle.


Rent and Housing

Renting an Apartment

The cost of renting an apartment in Derry varies depending on the location, size, and amenities. On average, a one-bedroom apartment in the city center will set you back around €700-€900 per month, while a similar apartment outside the city center costs €550-€750. A three-bedroom apartment in the city center ranges from €1,200 to €1,600, and €900 to €1,200 outside the city center.

Buying Property

If you're considering buying property in Derry, the average price per square meter in the city center is around €2,500. Outside the city center, the price drops to approximately €1,800 per square meter. Keep in mind that these prices can vary depending on the property's condition, size, and location.


Public Transportation

Derry offers a reliable public transportation system, including buses and trains. A single bus ticket costs around €2.50, while a monthly pass is priced at €60. Train fares depend on the distance traveled, with a single ticket to Belfast costing around €14. For frequent train commuters, a monthly pass is available for €170.

Driving and Car Ownership

Owning a car in Derry is an option, but keep in mind that the costs can add up. A liter of gasoline costs about €1.50, and annual car insurance averages €700-€1,000. Parking in the city center can be a challenge, with hourly rates ranging from €1 to €2.50.

Cycling and Walking

Cycling and walking are popular ways to get around Derry due to its compact size and extensive network of cycling paths. This makes for an inexpensive and eco-friendly transportation option.

Groceries and Dining Out

Grocery Shopping

The cost of groceries in Derry is reasonable. Expect to pay around €50-€75 per week for a well-rounded diet. Some of the main grocery stores in the city include Tesco, Sainsbury's, and Lidl.

Dining Out

Derry has a diverse dining scene with options for all budgets. A meal at a mid-range restaurant costs about €20-€30 per person, while a three-course meal for two at a more upscale establishment will set you back around €70. Fast food options and cafes are also available for a quick, affordable bite.

Utilities and Internet

Basic utilities, including electricity, heating, water, and garbage, for an 85m² apartment in Derry average around €150 per month. Internet service is quite reliable, with monthly fees for a high-speed connection ranging from €40 to €60.


Ireland has a two-tier healthcare system that combines public and private services. Residents can access public healthcare services through the Health Service Executive (HSE), which provides subsidized or free medical care, depending on eligibility. The cost of private health insurance varies, with an average annual premium of €1,200 to €1,800 per person.


Derry offers a range of educational options, from public schools to private institutions. Public education is free for residents, while private schools charge tuition fees that can range from €3,000 to €10,000 per year, depending on the institution. For higher education, the Ulster University's Magee Campus is located in Derry, with annual undergraduate tuition fees for domestic students starting at €3,000.

Leisure and Entertainment

There is no shortage of leisure and entertainment options in Derry. The city boasts a variety of parks, museums, theaters, and cinemas. A movie ticket costs around €10, while a night out at the theater ranges from €15 to €35. Gym memberships average €40 per month, and sports enthusiasts can find golf courses, tennis courts, and swimming pools throughout the city.

Clothing and Personal Care

Clothing and personal care costs in Derry are comparable to other cities in Ireland. Expect to pay around €40-€60 for a pair of jeans, €25-€50 for a casual dress, and €60-€100 for a pair of quality shoes. Personal care items, such as shampoo, toothpaste, and toiletries, are reasonably priced at local supermarkets and pharmacies.


Ireland has a progressive income tax system, with rates ranging from 20% to 40%, depending on income. In addition, there is a Universal Social Charge (USC) that varies between 0.5% and 8% of income. Property taxes, known as Local Property Tax (LPT), are based on the market value of the property and average around €200 to €400 per year.


Derry, Ireland, offers a relatively affordable cost of living compared to other cities in the country. With reasonable housing costs, diverse transportation options, and a wide range of leisure activities, Derry can be an excellent choice for those looking to settle in a charming and vibrant city.

Frequently Asked Questions (FAQs)

1. Is Derry a safe city to live in?

Yes, Derry is generally considered a safe city with low crime rates, especially in comparison to other cities in the region.

2. Can I find employment opportunities in Derry?

Derry has a growing job market, with opportunities in various sectors such as technology, education, and tourism. However, it's essential to research job prospects in your specific field before moving.

3. What is the climate like in Derry?

Derry experiences a temperate maritime climate, with mild winters and cool summers. Rainfall is frequent throughout the year, so it's essential to be prepared for wet weather.

4. Is Derry a good place for families?

Derry is an excellent place for families, offering good schools, a safe environment, and plenty of parks, museums, and other family-friendly attractions.

5. What language is spoken in Derry?

English is the primary language spoken in Derry, but the city is also a hub for the Irish language, with many schools and organizations promoting its use and preservation.

original site banner

Let’s find the perfect property for you in Derry!

Find houses for sale and long term rentals with Kittenproperties

See more articles on this topic